185 N. 4th Street, PO Box 1529
Coos Bay, Oregon 97420
Phone: 541-267-3322 ~~ Fax: 541-269-5954
Toll Free: 1-877-320-0200
http://www.presys.com/comm/cefcu
Driveup Window / Mon. ~ Thru. 9 am to 5 pm / Friday 9 am. to 6 pm
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Coos Educators F.C.U.
185 N. 4th Street, PO Box 1529 Coos Bay, Oregon 97420 Phone: 541-267-3322 ~~ Fax: 541-269-5954 Toll Free: 1-877-320-0200 http://www.presys.com/comm/cefcu |
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Driveup Window / Mon. ~ Thru. 9 am to 5 pm / Friday 9 am. to 6 pm |
| Coos Educators FCU Loan Policies |
| MAXIMUM UNSECURED LOANS shall be $5,000 signature plus $5,000 credit account payoff plus $2,000 Christmas loan for a total of $12,000 |
| MAXIMUM COLLATERAL LOAN other than Home Equity shall be $60,000 for any member. |
| MAXIMUM HOME EQUITY LOAN shall be $50,000. |
| MAXIMUM SHARE SECURED LOAN shall be the unencumbered account balance. |
| Loan Type | Max. Loan | Max. Term |
| Share Secured | Unencumbered Shares | 120 month @ dividend rate + 2% |
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Unsecured Signature Credit Payoff Christmas |
$5,000 $5,000 $2,000 |
36 months 36 months 12 months |
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New auto, van, pickup or previous year model until Nov. 1st each year. | 100% of Vehicle Cost | 72 months |
| Used auto, van or pickup. | Appraised | 60 months |
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New Boat or previous year model until Nov. 1st each year. | Appraised | 60 or 120 months |
| Used Boat. | Appraised | 60 months |
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New Motor Home, RV, Trailer, camper or previous year model until Nov. 1st each year. | Appraised |
60 months or less 60 to 144 months |
| Used Motor Home, RV, Trailer, camper. | Appraised | 84 months |
| New Manufactured Home if personal property in park. | Appraised | 120 months |
| Used Manufactured Home if personal property in park. | Appraised | 84 months |
| New & Used Other Titled Collateral. | Appraised | 48 months |
